Sunday, February 28, 2010

The Simple Dollar - My Story #1 The Earliest Mistakes

My Story
The Road To Financial Armageddon #1: The Earliest Mistakes

My older brother had shared with me a website that is called "The Simple Dollar". I just finished reading the "My Story - #1 The Earliest Mistakes" and wanna share what I have thought about it.

Sure enough we are not from rich family, our parents provided us as much as they could, to give us the happiness they thought they could brought us.

Every since when I was little, I started to save money, but as you know, our money always will go to buy some school supplies or things that we really "needed". But I was proud with the feeling that I had, I was able to earn money from teaching neighbor's children painting or some classes. As for my older brother, I always remember he was doing some part-time jobs too. KFC... And he worked in Singapore for a while and worried for a bunch of hair that he lost too. I watched what ppl around me did, and I always tried to be better.

1. What happen during windfall? Until now, I still try very hard to save money once a week. And I have to say, it's very hard when I dun earn enough. Yes, there would be a windfall, I would limit myself to spend certain amount of money to reward myself. But most of the time, seriously none. HOWEVER, now that I work full-time, I try to send mom and dad some money whenever I could. Would you consider this as windfall? This is the 3rd month I am working full time. And I believe in the future, I could do better on saving money and giving more.

2. Can money buy you the instant happiness? Yes, I do believe that. But I am the type of person have to have at least certain amount of money in saving in order to spend more to buy my instant happiness. I have to have at least certain amount of money with me when I go out shopping. I have to check my purse before I go out grocery shopping. I have to always limit myself before I get out from the house.

3. Accepting helps was bad? I never thought that accepting helps was bad. But I learned quite some lessons from accepting helps. I would try not to ask for helps nowadays bc I dun really trust ppl out there now. I know sometimes it does help, but the downside of it is some ppl gave empty promises to just make themselves look good. And I learned, only to accept the helps from ppl that you really trust and really KNOW.

This first entry keeps my interest high. I am definitely going to read the following and would share more about my after-thoughts.

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